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	<title>Lifestyle Blog</title>
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	<link>http://klg.net.au</link>
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		<title>Lanyard for&#8230;</title>
		<link>http://klg.net.au/2012/01/31/lanyard-for/</link>
		<comments>http://klg.net.au/2012/01/31/lanyard-for/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 12:00:06 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Lanyard]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=109</guid>
		<description><![CDATA[You can use a lanyard for just about anything. It has a loop for a handhold on one end and a ring on the other to hold small clip-on items like a penlight, whistle, or keys. Lanyards are tough, last a long time, and can serve almost limitless purposes. Lanyards can be customized to make [...]]]></description>
			<content:encoded><![CDATA[<p><img style="border-image: initial; float: left; border-width: 1px; border-color: black; border-style: solid; margin: 5px;" src="http://klg.net.au/wp-content/uploads/2012/01/1269742680-Lanyard_Woelfe_Freiburg1.jpg" alt="" width="200" height="139" />You can use a lanyard for just about anything. It has a loop for a handhold on one end and a ring on the other to hold small clip-on items like a penlight, whistle, or keys. Lanyards are tough, last a long time, and can serve almost limitless purposes.</p>
<p>Lanyards can be customized to make sure they&rsquo;re noticed. Order Lanyard will accept your artwork and wording when you order online and get back to you with a digitalized proof for your approval. When you give the thumbs up, Order Lanyard goes into production and you&rsquo;ll end up with a lanyard that can say just about anything you want it to say. The sky&rsquo;s the limit and your creativity will be on the lanyard for everyone to see.</p>
<p>A lanyard for elementary children is the ideal passkey. As children need restroom breaks or to go to the office, a lanyard that is easy to carry and difficult to lose will tell school staff that the child has permission to be where he is.<span id="more-109"></span></p>
<p>Lanyards can also be used to connect boat operators to the boat key. If the operator falls overboard the key will come out of the boat&rsquo;s ignition and shut the motor off. Boating laws require that the operator be connected to certain watercraft for safety but using a lanyard is always a good idea whether the law requires it or not.</p>
<p>A lanyard for personal use organizes your keys and keeps them on your belt or in your purse. Keys that get lost frequently can find a home on a brightly colored plastic or fabric lanyard. If you leave them in the door, it&rsquo;s obvious. When you put them down somewhere you won&rsquo;t have to destroy your home or office to find them.</p>
<p>Lanyards are also great whistle holders for women&rsquo;s self-defense. Put it around your neck to keep the whistle out of sight or folded up and put in your pocket or purse. If someone begins creating a problem, your whistle is close at hand and will attract all of the attention you need.</p>
<p>You can use a lanyard for advertising community groups or businesses. Logos, artwork, and names and numbers can all be implanted or sewn onto the lanyard and serve as wonderful promotional tools. They can be given away, offered in return for donations, or passed along as thank you gifts.</p>
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		<title>How I Got My First Lanyard</title>
		<link>http://klg.net.au/2012/01/31/how-i-got-my-first-lanyard/</link>
		<comments>http://klg.net.au/2012/01/31/how-i-got-my-first-lanyard/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 11:58:56 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Lanyard]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=106</guid>
		<description><![CDATA[Let me tell you how I received my first lanyard. Working in retail, I had a million keys to keep track of. The most important ones were used to open the cash registers during a shift change. Each of our four registers had a different key plus the manager key that had to be used [...]]]></description>
			<content:encoded><![CDATA[<p><span><img style="border-image: initial; float: left; border-width: 1px; border-color: black; border-style: solid; margin: 5px;" src="http://klg.net.au/wp-content/uploads/2012/01/1367665242-orderlanyards.com_.jpg" alt="" width="200" height="135" />Let me tell you how I received my first lanyard. Working in retail, I had a million keys to keep track of. The most important ones were used to open the cash registers during a shift change. Each of our four registers had a different key plus the manager key that had to be used at the same time. We left the main key in the registers, and it was my responsibility to have the manager key on me at all times for when an associate needed to open their drawer.</span></p>
<p><span>There was a backup key in the office the managers shared in case we forgot to bring our key. I was no different than anyone else and often made use of this backup key when I left mine at home. During a shift change on a busy day I dug my key out of my pocket so I could open the drawer of an associate. Fumbling, I dropped it into a small crack where the counters met. After trying in vain to get it out, I went for the backup key. It wasn&#8217;t there, someone must have accidentally taken it home with them.<span id="more-106"></span></span></p>
<p><span>The locksmith showed up and laughed at my predicament, then pulled a lanyard from his toolbox, emblazoned with his company name and phone number. I placed my new key on right away, even if I dropped it I could easily fish it out now, and I was also less likely to forget it at home. Plus, if I did have another mishap, it would be a breeze to find the locksmith&#8217;s phone number next time I needed him!</span></p>
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		<title>Printed lanyards</title>
		<link>http://klg.net.au/2012/01/31/printed-lanyards/</link>
		<comments>http://klg.net.au/2012/01/31/printed-lanyards/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 11:57:41 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Lifestyle]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=103</guid>
		<description><![CDATA[If you&#8217;re on the run or need to run errands, chances are high that you won&#8217;t want to lug around a big bag in which to carry essential items like keys and lip balm. However, some people may not be wearing pants or jackets with pockets. The solution, of course, are lanyards. If you invest [...]]]></description>
			<content:encoded><![CDATA[<p><span><img style="border-image: initial; float: left; border-width: 1px; border-color: black; border-style: solid; margin: 5px;" src="http://klg.net.au/wp-content/uploads/2012/01/1968524638-103947_lanyard-150x150.jpg" alt="" width="150" height="150" />If you&#8217;re on the run or need to run errands, chances are high that you won&#8217;t want to lug around a big bag in which to carry essential items like keys and lip balm. However, some people may not be wearing pants or jackets with pockets. The solution, of course, are lanyards. If you invest in printed lanyards, you can be sure that these items will be used. There really isn&#8217;t a better way to ensure one&#8217;s keys and assorted other items are safe.&nbsp;</span></p>
<p><span>Printed lanyards come in every color you can think of and then some. You can invest in pink, black, or blue lanyards or those that come in patterns. If you have a business or a group you want to promote or publicize, printed lanyards really are the way to go.&nbsp;</span></p>
<p><span>Today&#8217;s world is one where people are wearing less and less clothing. Think about it: skinny jeans really don&#8217;t leave a lot to the imagination. Thus, printed lanyards are a way to give people what they want: a stylish, practical, and creative way to transport essential items.</span><span id="more-103"></span></p>
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		<title>Get Noticed with Polyester Lanyards</title>
		<link>http://klg.net.au/2012/01/31/get-noticed-with-polyester-lanyards/</link>
		<comments>http://klg.net.au/2012/01/31/get-noticed-with-polyester-lanyards/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 11:56:00 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Lifestyle]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=100</guid>
		<description><![CDATA[Neck Lanyards are a Fashion Trend A&#160;custom neck lanyard&#160;can make an excellent fashion statement while providing a practical way to keep important items within close reach. Use a neck lanyard to keep keys, bus passes, ID cards and badges, and even miniature electronics like cell phones and cameras, close by. Other high-end electronics like MP3 [...]]]></description>
			<content:encoded><![CDATA[<p><strong><img style="border-image: initial; float: left; border-width: 1px; border-color: black; border-style: solid; margin: 5px;" src="http://klg.net.au/wp-content/uploads/2012/01/1269742680-Lanyard_Woelfe_Freiburg.jpg" alt="" width="200" height="139" />Neck Lanyards are a Fashion Trend</strong></p>
<p><span>A&nbsp;</span><strong>custom neck lanyard</strong><span>&nbsp;can make an excellent fashion statement while providing a practical way to keep important items within close reach. Use a neck lanyard to keep keys, bus passes, ID cards and badges, and even miniature electronics like cell phones and cameras, close by. Other high-end electronics like MP3 players and flash drives are increasingly worn on fashionable neck lanyards. Whatever items they may hold, durable, polyester lanyards will withstand daily wear to keep your items safe. Apart from their multitude of practical uses, lanyards have become a popular fashion item.&nbsp;</span><strong>Lanyards</strong><span>&nbsp;have become particularly fashionable in urban high schools for displaying name badges and student ID cards</span></p>
<p><strong>Custom Lanyards for Team Building</strong></p>
<p><span>Custom&nbsp;</span><strong>polyester lanyards</strong><span>&nbsp;are an excellent way to build morale for your team or organization. Use fashionable polyester lanyards for whistles and badges for precision and stomp drill teams, and other parade event teams.&nbsp;</span><strong>Sports lanyards</strong><span>&nbsp;are also popular for team use and fundraisers. Other common venues where polyester lanyards are popularly seen are sporting events, music events, trade shows, and conventions. Whatever the event, custom imprinted lanyards make an excellent fundraising or promotional tool. Team members will be proud to wear fashionable polyester lanyards. Choose from custom lanyards in a variety of vibrant colors to match any wardrobe, or use your team colors and logo.<span id="more-100"></span></span></p>
<p><strong>Customized Promotional Lanyards</strong></p>
<p><span>With their widespread wear and a variety of uses, polyester lanyards also make an excellent promotional tool for any business. Choose from a variety of colors and styles, or we&rsquo;ll create a lanyard design to your specifications. Providing custom lanyards with your company name and logo to current and prospective customers promotes brand name recognition. Custom lanyards are an inexpensive yet effective advertising tool for your business or organization. Get the most out of your marketing dollar by utilizing this inexpensive tool for getting your company name the exposure it needs.</span></p>
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		<title>Custom Patches</title>
		<link>http://klg.net.au/2012/01/31/custom-patches/</link>
		<comments>http://klg.net.au/2012/01/31/custom-patches/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 11:54:35 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Lifestyle]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=97</guid>
		<description><![CDATA[My husband and I own a group of cabins in the mountains that we rent as vacation accommodation. It&#8217;s kind of like a hotel since we have a reception desk and a gift shop, but each cabin is independent and private on the grounds and they really are a great romantic or family getaway. Our [...]]]></description>
			<content:encoded><![CDATA[<p><span><img style="border-image: initial; float: left; border-width: 1px; border-color: black; border-style: solid; margin: 5px;" src="http://klg.net.au/wp-content/uploads/2012/01/118756324-Scooter_run_patches.jpg" alt="" width="200" height="150" />My husband and I own a group of cabins in the mountains that we rent as vacation accommodation. It&rsquo;s kind of like a hotel since we have a reception desk and a gift shop, but each cabin is independent and private on the grounds and they really are a great romantic or family getaway. Our place is close to ski resorts and year-round mountain activities, as well as a nearby tourist town with great little shops and restaurants.&nbsp;</span></p>
<p><span>A couple of years ago we decided that we wanted to try to market our cabins as a destination in and of themselves, so we needed to come up with some kind of branding that would set us apart from other lodgings in the area. We had a great name with a cute logo, so we figured that would definitely help. From there, we decided to get some merchandise with our name and logo and sell it in the gift shop. We thought that maybe later on we could see if other gift shops in town would want to sell our items as well, so we tried to think of typical tourist merchandise that people would like. We came up with magnets, fleece sweatshirts, hats and custom patches.&nbsp;<span id="more-97"></span></span><br /><span>This ended up being a really great idea and definitely increased the popularity of our cabins. Using promotional merchandise with our name and logo really made our property a destination that people talked about and wanted to visit. The magnets and custom patches were a huge hit right away, and the sweatshirts and hats weren&rsquo;t far behind. I had a great time designing the custom patches and other merchandise and I love what it has done for business!</span></p>
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		<item>
		<title>How to make lanyards at home</title>
		<link>http://klg.net.au/2012/01/31/how-to-make-lanyards-at-home/</link>
		<comments>http://klg.net.au/2012/01/31/how-to-make-lanyards-at-home/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 11:51:55 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[lanyards]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=94</guid>
		<description><![CDATA[Lanyards are strips of fabric or beads that hang around your neck and can carry items you need at your fingertips. Whether it is a name badge, whistle, or a set of keys, you will have them in a safe place where it is easily accessible. You can purchase all types of lanyards, but if [...]]]></description>
			<content:encoded><![CDATA[<p><span><img style="border-image: initial; float: left; border-width: 1px; border-color: black; border-style: solid; margin: 5px;" src="http://klg.net.au/wp-content/uploads/2012/01/1574801364-orderlanyards.com-2.jpg" alt="" width="200" height="134" />Lanyards are strips of fabric or beads that hang around your neck and can carry items you need at your fingertips. Whether it is a name badge, whistle, or a set of keys, you will have them in a safe place where it is easily accessible.</span></p>
<p><span>You can purchase all types of lanyards, but if you really want something original, make your own! It&#8217;s a very simple process, and can be very rewarding. You c</span><span><br />an choose the material, and even personalize your lanyard to show your personality.&nbsp;</span></p>
<p><span>You should start with the basic materials like beads, boondoggle, or craftlace. Arrange your pattern before you begin stringing your beads to avoid mistakes. You may want to use alphabet beads to spell names or holiday wishes. Colorful beads can make your lanyard pop with personality. Don&#8217;t forget to add a clasp or hook on the end, where you will be hanging your keys or name badge.<span id="more-94"></span></span></p>
<p><span><br /></span></p>
<p><object width="640" height="360" data="http://www.youtube.com/v/FAesyxzl2Lw&amp;hl=en_US&amp;feature=player_embedded&amp;version=3" type="application/x-shockwave-flash"><param name="allowFullScreen" value="true" /><param name="allowScriptAccess" value="always" /><param name="src" value="http://www.youtube.com/v/FAesyxzl2Lw&amp;hl=en_US&amp;feature=player_embedded&amp;version=3" /><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /></object></p>
<p><span>Lanyards are perfect for school children that need to carry a key to their home. They can put it around their neck like a necklace, and even tuck it under their shirt for safekeeping. And when they arrive home, their key is firmly attached, and never lost. Coaches and physical education instructors are very big fans of lanyards, as they use them for all the keys they need in their day to day. Custom made lanyards also make a wonderful gift idea. Fashion and function, lanyards are a perfect idea for any occasion</span></p>
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		<title>Term Life Insurance Quotes</title>
		<link>http://klg.net.au/2011/12/20/term-life-insurance-quotes/</link>
		<comments>http://klg.net.au/2011/12/20/term-life-insurance-quotes/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 07:05:40 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[protection choice]]></category>
		<category><![CDATA[quotes]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=85</guid>
		<description><![CDATA[Excellent life insurance providers are the ones that offer a variety of protection choices and a flexible plan at an affordable price. They will also have a reputation for assisting their customers whenever they are in need, and handling all situations in a timely manner. Finding a company with these attributes may take some time, [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-86" title="foto" src="http://klg.net.au/wp-content/uploads/2011/12/foto.jpg" alt="" width="229" height="220" />Excellent <a href="http://www.ccafp.com.au/" target="_blank">life insurance</a> providers are the ones that offer a variety of protection choices and a flexible plan at an affordable price. They will also have a reputation for assisting their customers whenever they are in need, and handling all situations in a timely manner. Finding a company with these attributes may take some time, but it is well worth it for the individual who is interested in securing the future for themselves and their family.</p>
<p>Term life policies are the most common and affordable forms of protection available. With this plan, an individual has the ability to customize a policy based on their budget and personal situation. The duration of the coverage varies from company to company, but most policies are between 10 and 30 years in length. Most providers will give their customers the option to increase their coverage amounts by earning a cash value from their premium payments.</p>
<p>Term life coverage is a smart investment for any individual because it provides a sizeable benefit for a small monthly fee. For less than a dollar and a half per day, some providers are offering coverage amounts of $50,000 to $100.000 and more. The majority of premiums are non-obligatory, which means an individual can cancel their policy anytime or pay a higher premium to increase their coverage for any reason.</p>
<p>Individuals searching for affordable <a href="http://www.ccafp.com.au/life-insurance-quotes" target="_blank">life insurance quotes</a> should also be sure the company is offering the best protection available. Companies worth considering will have a combination of good service, good products, and an unbeatable price. Since the provider will be responsible for covering the individual for 10 to 30 years, it is imperative for the individual to exercise patience so he or she can make a wise final choice.<span id="more-85"></span></p>
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		<title>Everything about the family insurance</title>
		<link>http://klg.net.au/2011/09/08/everything-about-the-family-insurance/</link>
		<comments>http://klg.net.au/2011/09/08/everything-about-the-family-insurance/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 12:35:41 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[family insurance]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[friends]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=63</guid>
		<description><![CDATA[You were only once visited by friends or family? You have a dog? The plumber will have to drop? There are many good enough reasons for a family insurance. It only costs a few dollars per month and is good for peace of mind. In insurance jargon calls this family insurance, in fact, the &#8220;civil [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-64" title="family" src="http://klg.net.au/wp-content/uploads/2011/09/family.jpg" alt="" width="150" height="150" />You were only once visited by friends or family? You have a dog? The plumber will have to drop? There are many good enough reasons for a family insurance. It only costs a few dollars per month and is good for peace of mind.</p>
<p>In insurance jargon calls this family insurance, in fact, the &#8220;civil liability in private life&#8221;, which better describes what is involved. This insurance protects your liability if you or someone in your family&#8217;s private life has caused damage to others. If you have other damage to third parties you would have to reimburse the insurance company to do this for you. The minimum insurance requirements a family must meet is always the same and defined by law. The insurance is not mandatory but highly recommended.<br />
<span id="more-63"></span><br />
Three basic principles must be satisfied. If you for example in very cold weather do not have sprinkled salt on your doorstep, you have done nothing wrong in itself. But the postman slide and breaks his leg. So you are liable as owner of the land. When in doubt, the insurer will consider what a prudent man would do. Intentional errors are obviously not covered. Though by most insurers deliberate errors to 16 years are covered. One is to assume that children do not deliberately make mistakes. Serious mistakes are not reimbursed if expressly stated in the policy.<br />
A typical example of a serious mistake is caused damage in a drunken state. Even if you have not deliberately caused the damage, you are in error because you&#8217;re drunk. So ask your insurance agent or insurance which are also serious errors. The damage, the victim should not be a person in your family. Or rather, no one by the same family policy is covered. It should also be detectable damage.<br />
The postman will therefore at least had to bring a certificate from his doctor. Emotional damage is therefore not covered here. Psychological harm or, if here a proof of a doctor can be submitted. The causal connection to the victim, the third, to demonstrate that the damage resulted from the mistake you made. If the postman breaks his leg on your doorstep is certainly not always the fault of you as the owner. The postman itself may have been careless or wrong.</p>
<p>We&#8217;d like to thank Miss <a href="http://www.loconut.com.au/myplace/suelang/default.aspx" target="_blank">Sue Lang</a> on this contribution to our web page.</p>
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		<title>Kids with glasses in school, the playground and sports</title>
		<link>http://klg.net.au/2011/09/08/kids-with-glasses-in-school-the-playground-and-sports/</link>
		<comments>http://klg.net.au/2011/09/08/kids-with-glasses-in-school-the-playground-and-sports/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 12:23:59 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[School]]></category>
		<category><![CDATA[game]]></category>
		<category><![CDATA[glasses]]></category>
		<category><![CDATA[Kids]]></category>
		<category><![CDATA[playground]]></category>
		<category><![CDATA[school]]></category>
		<category><![CDATA[sports]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=59</guid>
		<description><![CDATA[Many children wear glasses, and unlike adults, they are usually not used carefully to deal with their glasses. The childlike playfulness will frequently kill glasses. In that case what can you expect from the insurance, you or anyone else liable to call your own insurance. Children love to play together and just during the game [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-60" title="kid" src="http://klg.net.au/wp-content/uploads/2011/09/kid.jpg" alt="" width="200" height="150" />Many children wear glasses, and unlike adults, they are usually not used carefully to deal with their glasses. The childlike playfulness will frequently kill glasses. In that case what can you expect from the insurance, you or anyone else liable to call your own insurance.</p>
<p>Children love to play together and just during the game or during sports spectacles are often killed. The first reaction is to blame the child who caused the damage to the glasses or at least his parents and make them liable for the damage to the glasses.<span id="more-59"></span> The underlying idea is that the parents of the child causing the damage can still claim the insurance for individuals. This is not always the case. In sports and games (like the games on school playgrounds), the court assumes that the participants well be damage to walk and in many cases this will be the sole risk of the participating Parties. This will be a romping game two of children, killed with spectacles, that both parties are at their own risk participating in the game, both accepted the rules of the game romping. Each will also have to bear their own damages. At a football game is the same story as long as both parties adhere to the rules of the game of love there is no liability. Only when one of the children is not playing the game, for example because he can not stand his loss and kicking the ball hard against the glasses of the opponent, there is liability. Only in this case the liability of the perpetrator for compensation for damage also pass.</p>
<p>Not sure whether you are entitled to compensation for the damage to the eyes of your child or that the damage to the eyes of another child or to pay, then you can always refer the matter to the insurer. This will damage the keys to the liability law and reach a verdict. If you are entitled to compensation from the eyes of your child, this will always be based on its current value. If the repair costs are lower than the current value of the glasses you can count on a reimbursement of repair costs if there is liability.</p>
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		<title>Health insurance and children</title>
		<link>http://klg.net.au/2011/09/08/health-insurance-and-children/</link>
		<comments>http://klg.net.au/2011/09/08/health-insurance-and-children/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 12:03:49 +0000</pubDate>
		<dc:creator>Jana</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Pregnancy]]></category>
		<category><![CDATA[childbirth]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[pregnancy]]></category>

		<guid isPermaLink="false">http://klg.net.au/?p=51</guid>
		<description><![CDATA[Costs of pregnancy and childbirth Your basic insurance covers some costs around delivery namely: -Obstetric care: help and support during pregnancy and the birth of a doctor, midwife or obstetrician -The cost of hospital stays and maternity care where there is a birth in the hospital on medical grounds -Maternity Support: duration varies depending on [...]]]></description>
			<content:encoded><![CDATA[<p><strong><img class="alignleft size-full wp-image-52" title="child" src="http://klg.net.au/wp-content/uploads/2011/09/child.jpg" alt="" width="150" height="150" />Costs of pregnancy and childbirth</strong><br />
Your basic insurance covers some costs around delivery namely:</p>
<p>-Obstetric care: help and support during pregnancy and the birth of a doctor, midwife or obstetrician<br />
-The cost of hospital stays and maternity care where there is a birth in the hospital on medical grounds<br />
-Maternity Support: duration varies depending on conditions between 24 and 80 hours, there is an excess insurance.<br />
<span id="more-51"></span><br />
Reimbursements through supplementary insurance, depending on the coverage:</p>
<p>-An outpatient delivery of non-medical grounds;<br />
-Maternity Package;<br />
-Additional maternity care;<br />
-Reimbursement of personal contribution for maternity care</p>
<p><strong>Child covered for free</strong><br />
Children under 18 years are insured free of charge on the basic insurance. No premium is payable and there will be no deductible for children retained. Often the same applies to the additional insurance. Usually the children have the same right to free additional insurance without a premium due. Most insurers provide coverage, however, that the lowest of the additional insurance of the parents apply for the child. In addition, your child should be as soon as possible after birth written on your health insurance, most insurers have developed a certain period included in the conditions.</p>
<p><strong>Choice for supplementary insurance</strong><br />
Many people have related to the cost chosen for a limited supplemental insurance that meets the requirements adopted in the closing moment of the insurance had. Where you as an adult soon satisfied with a compensation for the basic care may change when children come into play. Most parents will, if their child falls ill unexpectedly, offer all possible medical aid. The coverage of your supplementary insurance choice given the right to reimbursement for treatment for your child. This could include alternative therapies but there should also be considered a fee for orthodontic treatment (braces) or cosmetic surgery to correct protruding ears for example. It is good to look again at the benefits you are entitled to your supplementary insurance because your wishes in respect of such insurance may change drastically when there are children involved.</p>
<p><strong>Children and reimbursement of dental</strong><br />
Where the adult dental entirely excluded on the basic insurance and a separate dental insurance can exclude the cost of dental care for children under 18 years are covered in the basic insurance. To do this you will not have a separate additional insurance, the costs are usually 100% reimbursed.</p>
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